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Edrony Joseph

Loan Factory

NMLS#:2187062

Licensed state:Florida

https://www.loanfactory.com/edronyjoseph

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About me

I serve buyers, homeowners, and real estate investors by structuring smart, strategic financing solutions that support long-term wealth. Whether you’re just getting started or scaling your portfolio, I bring a practical, results-driven approach to every deal.

With over 300 real estate investor loans closed and more than $60 million in total production, I bring real-world experience to every file, whether you’re buying your first home, house-hacking a duplex, or refinancing a multi-unit portfolio. At Loan Factory, I leverage industry-leading tech, aggressive pricing, and a streamlined approval process to help clients move quickly and confidently.


My focus is on clear strategy, education, and speed , not sales pressure or vague promises. I understand how real estate builds generational wealth because I’ve seen it happen, in my own life and for hundreds of clients. My job is to structure each deal with precision, help you stay loan-ready, and deliver an experience that’s professional, respectful, and outcome-focused. If you’re a buyer, landlord, or investor who values clarity, consistency, and results, I’d be honored to earn your trust.

Specialties :
  1. Investor Loans (DSCR, Bank Statement, No Ratio)
  2. First-Time Buyer Programs (FHA, Conventional, VA)
  3. Equity Strategy (Cash-Out Refi, HELOC, Rental Transitions)
  4. Multi-Unit and 2–4 Unit Financing
  5. Deal Structuring for Long-Term Wealth
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