I hope you're having an amazing day! I'm Jose Davis, an avid surfer and horse enthusiast based in Carlsbad, CA. I carry a unique spirit that reflects my passion for ocean waves and open horse trails. My regular presence on the local beaches and horse-riding trails establishes a genuine heartfelt connection with the community I serve. What truly sets me apart is my unwavering commitment to exceptional customer service. I will go out of my way to ensure that the mortgage process feels more like a day at the beach! I aim to ensure that the entire mortgage process is seamless, transparent and personalized. My clients are not numbers on a scoreboard, but valued members of the Loan Factory community. I look forward to serving you and your family, cheers!