Scot Douglas Foss

Loan Factory

Phone: (805) 325-1460

Licensed state: Tennessee

About me

Scot Foss


I started my career as a Realtor in the Santa Ynez Valley, California and for 20 years have been involved in all aspects of the business. I have held various positions with the Association of Realtors, including President.  The buyers and sellers,  I’ve worked with come from all walks of life and the properties I’ve sold range from large ranches to small, single-family homes.  Working as a mortgage loan originator and having the knowledge I’ve accumulated as a Realtor enables me to provide borrowers with a complete and broad understanding of what they can expect in the loan process.  I work closely with each client, emphasizing timely and frequent communication, to ensure that their loan experience is thorough and fully represented throughout.   

Fun fact:  my first career, years ago, was in the Country Music industry.  My three brothers and I formed a band, Zaca Creek, and released three albums, one of which was under the CBS/Sony label.  We also released six music videos, three of them self-produced and directed.  The band toured the country in support of these albums and videos, and Farm Aid was one of the most fun! 

My wife, Jill (also in the mortgage business) and I have two adult children, Gavin and Camryn, and a very large, red-tri Australian Shepherd named Moose.

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