LoanFactory LogoWE DARE YOU TO COMPARE

Mortgage Rate Comparisons

Loan Factory vs. Wells Fargo

Rates as of Tuesday, March 18, 2025 - 2:00 PM (Pacific Time)

Loan Factory Logo
Rate6% (APR=6.021%)
Points/ Credits$458
Payment$1,199
Save $42,202 over 30 years

Wells Fargo

Rate6.75% (APR=6.948%)
Points/ Credits$7,380
Payment$1,297
Save $0 over 30 years

Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Chase

Rates as of Tuesday, July 01, 2025 - 11:00 AM (Pacific Time)

Loan Factory Logo
Rate6% (APR=6.044%)
Points/ Credits$305
Payment$2,139
Save $28,914 over 30 years

Chase

Rate6.5% (APR=6.611%)
Points/ Credits$2,853
Payment$2,212
Save $0 over 30 years

Assumptions: Purchase price: $420,000. Loan amount: $350,000. ZIP code: 77072, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Citibank

Rates as of Tuesday, July 01, 2025 - 11:00 AM (Pacific Time)

Loan Factory Logo
Rate5.875% (APR=5.898%)
Points/ Credits$375
Payment$887
Save $18,390 over 30 years

Citibank

Rate6.375% (APR=6.59%)
Points/ Credits$1,125
Payment$936
Save $0 over 30 years

Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Bank of America

Rates as of Tuesday, July 01, 2025 - 11:00 AM (Pacific Time)

Loan Factory Logo
Rate5.875% (APR=5.914%)
Points/ Credits$832
Payment$1,183
Save $36,174 over 30 years

Bank of America

Rate6.625% (APR=6.852%)
Points/ Credits$1,726
Payment$1,281
Save $0 over 30 years

Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Guaranteed Rate

Rates as of Tuesday, July 01, 2025 - 11:00 AM (Pacific Time)

Loan Factory Logo
Rate6% (APR=6.02%)
Points/ Credits$742
Payment$2,098
Save $33,988 over 30 years

Guaranteed Rate

Rate6.375% (APR=6.686%)
Points/ Credits$3,770
Payment$2,184
Save $0 over 30 years

Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit: 740+. Single Family Residence. Primary Residence. 30-day lock

Loan Factory vs. Better.com

Rates as of Tuesday, July 01, 2025 - 11:00 AM (Pacific Time)

Loan Factory Logo
Rate5.875% (APR=5.914%)
Points/ Credits$665
Payment$946
Save $16,575 over 30 years

Better.com

Rate6.25% (APR=6.463%)
Points/ Credits$3,200
Payment$985
Save $0 over 30 years

Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit: 760+. Single Family Residence. Primary Residence. 30-day lock

Message Image
We use cookies to ensure the most optimal browsing experience on our website. By visiting our site, you are agreeing to the use of these cookies.
READ MORE