Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Thursday, February 22 2024 at 3:00 PM (Pacific Time)

Wells Fargo
Rate 6.25% (APR=6.269%) 6.625% (APR=6.834%)
Points / Credits $396 $7,568
Payment $1,231 $1,281
Saving over 30 years $25,172 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Thursday, February 22 2024 at 3:00 PM (Pacific Time)

Chase
Rate 6.49% (APR=6.509%) 7% (APR=7.101%)
Points / Credits $591 $2,853
Payment $1,894 $1,996
Saving over 30 years $38,950 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Thursday, February 22 2024 at 3:00 PM (Pacific Time)

Citibank
Rate 6.125% (APR=6.126%) 7% (APR=7.185%)
Points / Credits $10 $1,125
Payment $911 $998
Saving over 30 years $32,435 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Thursday, February 22 2024 at 3:00 PM (Pacific Time)

Bank of America
Rate 6.624% (APR=6.632%) 7.25% (APR=7.528%)
Points / Credits $166 $1,726
Payment $1,280 $1,364
Saving over 30 years $31,800 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Thursday, February 22 2024 at 3:00 PM (Pacific Time)

Guaranteed Rate
Rate 6.375% (APR=6.382%) 6.575% (APR=6.912%)
Points / Credits $252 $4,036
Payment $2,184 $2,230
Saving over 30 years $20,344 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Thursday, February 22 2024 at 3:00 PM (Pacific Time)

Better.com
Rate 6.624% (APR=6.637%) 6.5% (APR=6.676%)
Points / Credits $214 $3,200
Payment $1,024 $1,011
Saving over 30 years $0 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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